MFA, SSO, IdP for Fraudulent Detection

The security of personal and sensitive information has become more important than ever. With the rise of online services and platforms, and especially the rising tide of AI and machine learning attacks on those services and platforms, the need for secure authentication and verification systems has become paramount. 

MFA, SSO, and IdP are measures designed to ensure that the person attempting to access information is actually who they claim to be. Used separately, they can restrict access to only necessary parties, but they really shine when used together as a network of failsafes.

What are MFA, SSO, and IdP?

In digital spaces, services that allow the storage of personal or sensitive information – social media sites, cloud storage options, secure sites for legal or medical information, and more – need to have some way of protecting that information. This is typically done by isolating information behind an authentication system. 

The most basic versions of this require at least two pieces of information, usually a username or email and a password, to act as credentials that must be entered correctly to access restricted information. MFA, SSO, and IdP are all programs and measures that relate to making sure that the person trying to access restricted information is actually who they say they are. 

MFA

Multi-factor authentication (MFA) is a security measure for online accounts that involves using more than one piece of identifying information to verify a user’s identity. This usually means a combination of sign-in credentials and a secondary and sometimes tertiary identifier that falls into one of four categories: a biological identifier such as a face or fingerprint scan, an outside device such as a phone or tablet, an authentication program that generates a randomized code, and a piece of biographical information such as a security question with a personalized answer.

SSO

Single sign-on (SSO) is a security measure that locks multiple accounts behind a singular set of credentials that allows access to all of them. These programs are useful for education institutes and businesses that need to give their users access to multiple different programs that all require identification; they can save a significant amount of time and data storage by centralizing authentication efforts to one digital space.

IdP

An identity provider (IdP) checks the validity of credentials against stored information to ensure that they’re authentic and up-to-date. They draw on an established database of submitted digital identities (sets of information for a particular user, device, or network). IdPs are used to verify both people and devices, often requiring MFA or SSO, sometimes both, to operate. 

How MFA, SSO, and IdP Aid Fraud Detection and Prevention

MFA, SSO, and IdPs can aid system administrators in detecting fraud by detecting suspicious login attempts, unusual access patterns, and other red flags. They can then flag and secure these accounts by locking them for a short amount of time and alerting the account owner to suspicious requests, giving them time to update their information and secure their data. The use of multiple layers of security makes it difficult for fraudsters to bypass the authentication process, and any suspicious activity can be quickly identified and investigated.

MFA, SSO, and IdP also help to prevent fraud by adding layered security between your information and the person or program trying to access it. These systems help to verify the identity and authority of the accessor and ensure that no one sees information without permission. The protections get more advanced when you use these systems in combination with each other. IdPs are the base of any authentication system, acting as the first line of defense for authentication. If you add MFA on top of this, even if someone manages to get the password on file from the IdP, without the secondary authentication methods, they won’t be able to access the information necessary. If you add SSO to an IdP, you get a centralized data point that has fewer openings for security breaches than varied account login information would have, keeping the data simpler and easier to encrypt and protect. Add MFA on top of that combination and you have a centralized, secure set of authenticators that must be processed together to be effective protecting all of your accounts.

Photolok is a system that works with IdPs to combine SSO and MFA to protect user information. Through this system, users select and label security images. When they sign in with their base credentials, they are prompted to select their photo from a grid. This system can be layered into an SSO setup for maximum security for businesses. It’s highly resistant to AI and machine learning attacks, making it a solid modern option for data security. Users can also label certain images as “Duress,” so that even if they are forced to log in by someone else or forced to give that information to someone else, their system administrator can be alerted to the situation subtly. 

Conclusion

MFA, SSO, and IdP are useful for protecting personal and sensitive information online. These systems help to prevent fraud by layering security to lessen the impact of singular data breaches and verifying the accessor. These protections, especially when used together, provide a sort of guard system covering information. 

With the help of systems like Photolok, businesses can maximize their data security and protect information from AI and machine learning attacks, making them a solid modern option for data security.